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Pre-Application
Why use RIDES to get my next car?
Here at RIDES, we work hard to get Canadians into a car they can afford and be proud of. We not only strive to help you get a better vehicle, but we also want to help you improve your lifestyle by helping boost your credit score.
What types of vehicles do you help people find?
Here at RIDES, we help Canadians into the vehicle that best suits their needs. We have pre-approved Canadians for auto loans in compact cars, sedans, minivans, SUVs, and pickup trucks.
If I apply, can I change my mind?
Of course. You are not obligated to purchase a car just because you applied for an auto loan through RIDES.
Application
How long does the process take?
The application often takes less than two minutes! After that, a RIDES representative will reach out to you within 24 hours (longer on the weekends) to finalize your loan details.
What information do you need?
Our simplified application process only asks for basic information. We only need your name, date of birth, current employment duration/monthly income, your address, and a way to contact you. The application often takes less than two minutes of your time.
Do I need a down payment?
No, a down payment is not necessary to be approved for a RIDES loan. Though not required, a down payment can go a long way in reducing your monthly payments.
Post-Application
I have been pre-approved, when can I get my car?
Once you have your loan information packet, you simply go to one of the dealerships in our network. This can often be done on the very same day.
How will this help my credit?
Your RIDES auto loan will help your overall credit score by demonstrating to other lenders that you are able to consistently make your monthly payments. We work hard to make sure you are able to afford your vehicle and demonstrate your trustworthiness.
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flexible payment options

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