Start

Our story

We believe in second chances and do-overs.

We don’t think a bad credit score is the end of the world. Far from it. In fact, if you allow us to help you improve your credit score, you’ll soon be able to improve your ride and ultimately your lifestyle.

Let’s face it: who doesn’t need a car? No matter your financial circumstances, we’re committed to helping you get the ride of your life.

Proudly Canadian

RIDES is an all-Canadian company. We take great pride in working with hundreds of dealers across the country to help Canadians find a car they can both enjoy and afford. We take car loans seriously. We take you seriously. If you're serious about buying a car, we can make it happen.

We do more than just provide loans

Here’s how…

  • We analyze your credit score;
  • We provide information on how to improve your credit score;
  • We find a car that suits your lifestyle AND your budget;
  • We take great pride in improving your RIDE.
Apply now

Get a vehicle faster

It used to take days to get pre-approved for a car loan. Not anymore. Our streamlined application takes minutes to fill out. Our pre-approval specialists work quickly to find out what type of loan you qualify for. Imagine that... you could be shopping for your new car on the very same day you apply for a loan!

Why you should get a car loan from us?

  • We use the fastest pre-approval process available.
  • We have a vast dealership network that spans the country. We will find you a dealer close to where you live.
  • We are leading the way when it comes to changing the car buying process. Especially for people with low-to-no credit.
  • Our reputation is extremely important to us.
  • We want to help you get a car and feel good throughout the entire process.
Get approved with

flexible payment options

Apply now